Finance for three-year olds - Rated 
You could fit the insights detailed in this book on the back of an undersized postcard. Mr Hooper's advice on paying off your mortgage in two years can, essentially, be summarised in as follows:
1. Don't spend so much of your income
2. Think of a way to increase your income
3. Win the lottery
4. Er.....
5. That's it.
Fortunately I borrowed my copy from the library so the money I may have spent on it can go towards my mortgage. I hope that Mr Hooper lives long and prospers but not on the back of proceeds from this book. Don't waste your money!
What a waste of money! - Rated
Terrible book and no use whatsoever. I'm giving my copy to the charity shop.
Please Earnestly Consider what I'm Saying. - Rated
I've attached these thoughts to this mortgage product, because it seems to be read widely, in the earnest, self-less hope, that I can help at least one person from wasting their life, and so therefore there's a chance that a poor, un-known writer, with no free means of broadcasting it's truths further, may reach the widest possible audience. Even if you disagree with the contents, please could I ask you to show it to others, in a generous spirit of free discussion, in order for them to think, pause, and decide for themselves.
My message is simple; if you don't have to get a mortgage, don't. If you are determined to own your own house, don't live up to your income, live down to it.
Let me tell you what the house you crave shall probably be, and, as a consequence, what your life shall be like.
Taking a typical '30's semi as the example, you'll pass your life working for half of an approximately fifth-or sixth-hand brick square, which is really all that it is, which, should you remain free of any long-term debilitating illness, shall, during the course of your whole working life, should you not be made redundant fifteen years into paying the monthly debts, shall never belong to you, until the final payment, over a quarter of a century later, should you still be alive, is made to the lender; until such times, should it arrive, you shall be effectively renting from the bank, who have really owned it all that time, and who could have taken it away from you at any moment, should it have chosen to ask you for the money, which most don't have.
And then what? You then own it, well? Is that your life's reward? Most of your life shall have passed away, and you shall have exchanged it for half of that aforementioned square, which, hopefully, isn't joined to the half belonging to a neighbour with a loud sound-system the other side of that thin layer of bricks and Breeze Blocks which divides your two castles.
Next ? The thoughts you've been excluding all these years now move in with you, and won't accept denial any longer. You've now earned the right to know that you finally own the house you can't afford to live in, the one you've taken a lifetime to earn being miserable in the underpaid job you've never been interested in, that many spend their lives moaning about to any who'll listen, not limited to those who've been commuting with you, up and down that same stretch of grafftied, vandalised, hopelessly un-reliable railway line, that they've charged you many thousands not to improve.
So this object of your life's purpose, that you now can't afford to live in, because it took so much to earn, and could only be afforded by denying yourselves many of this life's legitimate pleasures, such as holidays, or week-ends without overtime, or a relatively new car, whether you love it or not, now has to be sold; just so you can afford to buy something you like less,which has been neglected by the previous owners, who wanted a bigger house, like the one you've just had to sell, to buy their's, so wern't willing to invest in it themselves, which you'll have to do, at even more expense.
Now that your life is nearly over, and you're living somewhere you've not worked for, don't like, and can only just afford to stay in, if you continue to discipline yourself, it'll leave you time to reflect, that all those home improvements, comprising the latest gadgets you've left behind at the other place, are now being ripped out by the new owners, who are about to make all the same mistakes themselves, either because they despise your tastes, or, because the improvements you could only afford to make once or twice over twenty-five years, are now antiquated, and faulty.
New tax-paying bodies have been born, during all these events, and the worldly influences they have been surrounded by during their rise to maturity's ascendancy have now created the same desires in them, and so the new bodies, with the same desires, shall move into the now empty buildings that Francis and Chappell have just emptied for them, and, seeing the previous occupants' names on the Deeds as nothing more than forgettable curiosities, begin to 'phone those ads, in the local paper's back pages, which claim to " Take all the rubbish away", but don't, that you lovingly installed with your sweat, year in, year out.
And all this time, should they so have wished, and as they really do, the Governmrnt reseves the right at any time to demolish that little box of yours, as Compulsory Purchase, so that some more lorries can drive through what was once your front lawn; but then, it's only fair, isn't it? After all, they shall decide how much your life is worth, and pay you for it.
So, I say to you, with all the earnestness at my command, if you must, buy small; keep the money; and don't fund, through your Stamp-Duty charges, any more manifesto promises of any one else's, many of which you disagree with, than you have to.
Thank you for reading this.
If you want to comment, please use the link below; I'd be happy to read them.
Dissapointed of MK - Rated
I was expecting a real insight into finance and more information about starting up your own business and generating additional income. I expected details on how to calculate your savings, how to compare these to the interest on your mortgage, etc.
What I got was a beginners introduction to the different type of mortgages available and a small chapter on what to bear in mind when starting a business.
All in all a huge dissapointment! First step towards frugality, don't waste your money on the book!
Excellent - Rated 
How many of the reviewers have actually achieved (even the morgage brokers) financial freedom? I doubt very few and I can tell by the comments. In order to do these things you have to adhere to the knowledge follow the advice and follow the plan. This is hard for people to do and it requires a state of mind to achieve and follow through on their plans. Any advice no matter how basic or simple is rarely taken and applied for all it is worth.
Formulate a strategy design a plan and set the goal and most important follow through on a daily basis. You will achieve no matter what challenges lay before you!
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